Fractional CFO • Web3 & Crypto Finance

Institutional finance,
built for Web3.

I bring rigorous financial discipline to crypto-native companies, DAOs, and Web3 protocols — from token treasury management to multi-jurisdiction structuring. Based in Romania, operating globally.

Stefan Tanase — Fractional CFO
Based in
Bucharest, Romania
IFRS Accounting· Romanian Corporate Tax· UAE Corporate Tax· DAO Treasury Management· Token Economics· On-Chain Reporting· Xero · Breezing · Power BI· Web3 CFO-as-a-Service· Multi-Jurisdiction Structuring· DeFi Protocol Finance· API Integration· IFRS Accounting· Romanian Corporate Tax· UAE Corporate Tax· DAO Treasury Management· Token Economics· On-Chain Reporting· Xero · Breezing · Power BI· Web3 CFO-as-a-Service· Multi-Jurisdiction Structuring· DeFi Protocol Finance· API Integration·
About

The intersection no one else occupies.

I'm a fractional CFO operating at the crossroads of institutional finance and the Web3 economy. Most CFOs know one side. I operate across both — IFRS-compliant statutory reporting alongside on-chain treasury management, Romanian and UAE tax compliance alongside DeFi protocol accounting.

With over a decade in accounting and four-plus years embedded in Web3, I've been the finance lead for real companies managing real money on-chain — from multi-entity group consolidations at Ghaf Group to DeFi credit protocol reporting at BRILA Finance (formerly TrueFi).

Through Arrow Financial Solutions, I embed directly into companies as their finance function. Not a consultant who advises and leaves — the CFO who builds, runs, and owns the numbers.

Romania (OMFP 1802) UAE CT / QFZP IFRS BVI Structures EU · UK Web3 Global
10+
Years in accounting & finance
4+
Years embedded in Web3
3
Jurisdictions operated simultaneously
0→1
Finance functions built from zero

Core competencies

  • IFRS financial reporting and multi-entity group consolidations
  • Romanian statutory compliance and corporate tax (primary jurisdiction)
  • UAE Corporate Tax and QFZP qualifying income analysis (secondary)
  • DeFi protocol revenue recognition and fair value accounting
  • Token treasury management and on-chain accounting
  • DAO financial operations — Gnosis Safe, on-chain payroll
  • Multi-jurisdiction holding structures (BVI, UAE, EU)
  • Custom financial reporting via Power BI and API integrations
  • Management reporting, board packs, investor-grade reporting
  • Finance team and CFO function build from scratch
Tech Stack

Tools I actually use.

Xero
Core accounting platform for multi-entity and crypto clients
Breezing
Crypto ledger — on-chain transaction classification and reconciliation
Power BI
Custom reporting dashboards and live financial analytics
API Integration
Direct blockchain + accounting system integrations built to spec
Custom Build
Bespoke financial tools — including AI-powered reporting via vibe-coding
Request Finance
Crypto-native invoicing, payments, and on-chain payroll
Services

What I actually do for you.

Every engagement is different. What stays constant: I embed into your company and take ownership of the finance function. These are the four areas where I operate.

01

Fractional CFO for Web3 Companies

Your embedded CFO without the full-time cost. I build and run the finance function — from chart of accounts to board reporting — designed for the realities of a crypto-native business: token vesting schedules, stablecoin accounting, on-chain payroll, and audit-ready books.

Built for
Web3 Startups DAOs DeFi Protocols
02

Treasury Management & Reporting

Protocol and corporate treasury management across on-chain and off-chain assets. I design the governance framework, implement diversification strategy, handle fair value accounting for crypto holdings, and produce reporting that satisfies both token holders and traditional auditors.

Built for
Protocols DAOs Multi-asset Treasuries
03

Tax & Multi-Jurisdiction Structuring

Romanian corporate tax compliance as primary jurisdiction, with UAE CT and QFZP advisory as secondary. I advise on multi-jurisdiction holding structures — Romanian, UAE, BVI — for international Web3 businesses that need compliance across multiple regimes simultaneously.

Built for
Romanian Companies UAE Free Zone Entities International Scale-ups
04

Finance Function Build — Zero to One

For companies that have never had a CFO. I design and implement the entire finance stack — accounting software, reporting cadence, cash flow model, banking relationships, statutory filings — and hand you a running operation, not a slide deck of recommendations.

Built for
Early-stage Startups Pre-Series A Founder-led Companies
Experience

Where I've operated.

Finance Role
Financial operations and reporting in a high-growth environment. Deepened expertise in management accounting, data-driven financial analysis, and cross-functional finance partnership.
Accounting & Advisory
Statutory accounting, tax compliance, and business advisory for a diverse client base. Built foundational expertise in Romanian fiscal and accounting regulations that underpins all subsequent work.
Founder & Managing Director
Romanian-incorporated CFO-as-a-Service firm delivering embedded fractional CFO services to Web3 and international clients. The entity through which all client engagements are structured and delivered.
How I Work

An embedded CFO, not a consultant.

01

Diagnostic — understand the real state of your finances

Before recommending anything, I map what exists: books, tools, team, reporting, compliance status. This takes 1–2 weeks and produces a clear picture of where the gaps are and what the priorities are.

02

Build — implement the finance function

I design and implement the right stack for your business — chart of accounts, Xero setup, Breezing for crypto ledger, Power BI dashboards, reporting templates, cash flow model, banking, statutory filings.

03

Run — operate as your ongoing CFO

Month-end close, management reporting, board pack preparation, investor requests, regulatory filings. On retainer, available as a senior financial counterpart to your leadership team.

04

Scale — adapt as the company grows

As your business scales, I help you decide when to hire a full-time CFO, what roles to recruit, and how to structure the transition. The goal is always what's right for the company.

Contact

Let's talk about your company.

If you're building a Web3 company and need a CFO, navigating tax compliance across jurisdictions, or need a senior financial counterpart — let's start with a conversation.

I typically respond within 24 hours. Engagements start with a 30-minute call at no charge.

linkedin.com/in/stefanmtanase
contact@stefantanase.com
Bucharest, Romania (GMT+3)

Message received.

Thank you for reaching out. I'll be in touch within 24 hours.